Introduction

LNW includes two investment advisers registered with the Securities and Exchange Commission, LNW Wealth Management, LLC and Laird Norton Wetherby Wealth Management, LLC, as well as two state-chartered trust companies, Laird Norton Wetherby Trust Company, LLC (State of Washington) and Laird Norton Trust Company of South Dakota, LLC (State of South Dakota).

LNW is subject to certain regulatory requirements imposed by those states in which LNW conducts business and by the Securities and Exchange Commission (“SEC”) in the case of its registered investment advisors. Each of LNW’s companies transacts business only in those states in which it is registered or in which it qualifies for an exemption or exclusion from registration, and the existence of this website in no way suggests that LNW offers services to residents of any state where that is not the case. Registration with the SEC or with state regulators does not imply any level of skill or expertise.

Terms of Use/ User Agreement

By using LNW’s website, you agree to abide by the following terms and conditions (“Terms of Use”), which constitute a legal agreement (the “Agreement”) between you and LNW. If you do not accept these terms, you may not use this website. LNW reserves the right to modify this Agreement from time to time. We recommend that you periodically re-visit this Agreement, as well as our Privacy Policy, to learn of any changes. The Terms of Use can be accessed from a link at the bottom of each page on our Site. By visiting our website after we have posted changes, you acknowledge agreement with, and agree to be bound by, the modified Terms of Use.

Description of Site and Disclaimer

The content of this website and any information accessible through the website is intended to be for informational purposes only about LNW, its employees and services, and to provide a means for you to contact us for further information. Under no circumstances should any material on this site be used as, or considered to be, a recommendation, offer, or solicitation to buy or sell any security (including an interest in any investment vehicle managed or advised by an LNW company) or to buy any other financial product such as wealth planning or a trust arrangement managed or advised by any LNW company. Any such recommendation, offer, or solicitation will be separately made by an LNW company, which provides recommendations only within the context of our contractual agreements with our clients, and only after a comprehensive review of the client’s situation.

LNW’s website is provided to you as a convenience and for providing general information only. Although LNW takes steps to ensure the accuracy of information on the website, it does not guarantee its accuracy or completeness or that it will be always current. Our site may also include data, commentary, quotes, research, analysis, tools, news, and other information provided by companies that are not affiliated with LNW. Such content will be clearly identified. We make no representations or warranties as to the third-party content and do not guarantee its accuracy, timeliness, completeness, or usefulness and disclaim any responsibility or liability related to your access or use of such content.

In addition, our website’s content should not be construed as financial, legal, accounting, tax, or investment advice. LNW expressly disclaims all liability in respect to actions taken by any visitor based on any or all of the information on this website.

Use of this website is at your own risk. Under no circumstances, including but not limited to negligence, shall LNW be liable for any direct or indirect, special, incidental, or consequential damages. This includes loss of data or profit arising out of the use of, or the inability to use, the content of this website. In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability is limited to the greatest extent permitted by law.

You acknowledge and agree that this site may contain images, graphics, information, text, content and other materials and features, including software underlying this website (“Site Content”), that are protected by copyright, patent, trademark, trade secret or other proprietary rights and laws. You agree that you will not reproduce, duplicate, copy, download, sell, resell, visit, or otherwise exploit Site Content for any commercial purpose; frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, and form) of LNW; or use any meta tags or any other “hidden text” utilizing our name or marks without our express written consent. Any use of this website or the Site Content other than as specifically authorized in this Agreement is strictly prohibited.

All website pages are intellectual property of LNW and are protected by copyright laws. All copyrights for our website presence are owned by LNW or its affiliates with all rights reserved.

The trademarks, names, and logos appearing on this website are trademarks and service marks of LNW or its affiliates (collectively the “Trademarks”). Nothing in these Terms of Use or on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the Trademarks, without our prior written permission.

For more formation about LNW, please view this website, and in the case of LNW Wealth Management, LLC and Laird Norton Wetherby Wealth Management, LLC, their current brochures on Form ADV Part 2A, which contain additional details about their business operations, services, and fees. The brochure for LNW Wealth Management (formerly known as Laird Norton Wealth Management) can be found here. The brochure for Laird Norton Wetherby Wealth Management (formerly known as Wetherby Asset Management) can be found here.

Third Party Sites

In order to provide additional information, services, and resources, LNW’s website may offer links to a variety of sites maintained by third parties (“Third-Party Websites”). These links are provided as a convenience only for use at your own risk and discretion. LNW makes no representations about any Third-Party Websites and is not responsible for their content. The inclusion of any link to a Third-Party Website does not imply any affiliation, sponsorship, endorsement, approval, verification or monitoring by LNW of the Third Party or any information contained on its website. Any business, financial or other transaction or agreement you may enter into with any other party listed in this site or linked from this site are solely between you and that other party. Please be aware that LNW’s privacy and security policies do not apply to linked websites. You should consult the privacy disclosures and security policies on each third-party site for further information.

Limitations of Liability

The material on this website is based on information generally available in the marketplace and is believed to be reliable and authoritative; however, it is not guaranteed as to its accuracy and does not constitute sufficient information to be the basis for sound investment or other decisions. The information is of a general nature and should not be applied to particular or individual situations where it may not be completely applicable. You acknowledge that LNW is providing the contents of this website on an “as is” basis with no warranties of any kind. LNW makes no warranty, express or implied, concerning this website and expressly disclaims any implied warranty of merchantability or fitness for a particular purpose. Availability of data and services are subject to change without notice. LNW further assumes no responsibility for, and makes no warranties that, functions contained on this website will be uninterrupted or error-free, defects will be corrected, the website is secure from unauthorized persons intercepting or accessing information you transmit, or that this website or any servers made available will be free of viruses or other harmful components. Your use of this website and use or reliance upon any of the materials on it is solely at your own risk.

All website pages are intellectual property of LNW or its affiliates and are protected by copyright laws. All copyrights for our website presence are owned by LNW or its affiliates with all rights reserved.

Restrictions on Use; Privacy Policies

The following policies apply only to LNW’s site and not to the websites of others we may link to:

Aggregate Data and Cookies. LNW generally records certain usage information, such as the number and frequency of visitors to this website. This data helps us determine how many visitors use parts of the site and do internal research on our users’ demographics, interests, and behavior to better understand and serve you. This information may include the websites that you access immediately before and after your visit to our website, the Internet browser you are using, and your IP address. If we use such data at all, it will be on an aggregate basis, and we will not voluntarily disclose to third parties any information that could be used to identify you personally. For more detailed information about LNW’s use of cookies, please read our Privacy Notice.

Personally Identifiable Information. Please be assured that we will not collect personal identifying information about you when you visit our website unless you choose to provide such information to us. If you voluntarily submit information to our website, for example, your name and e-mail address in a request for information, we may record and use such personally identifiable information for reasonable business purposes including, but not limited to, fulfilling your request. While LNW takes appropriate measures to safeguard against unauthorized disclosures of information, we cannot assure you that your personally identifiable information will never be disclosed in a manner inconsistent with this policy and we make no representations or warranties regarding the sufficiency of our security measures.

Use of Website. Any person using this website is permitted to view, store, bookmark, download and print individual website pages for personal and non-commercial purposes only. These uses must not alter the original website content, including all legal notices and legends. Our prior permission is required for (i) any commercial use of materials on this website; (ii) making more than minimal copies of website materials; and (iii) copying large portions of our website, such as by bots, robots, or spiders that “harvest” the website. If you seek permission for such use of our website, please contact us at hello@lnwadvisors.com. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

You hereby represent and warrant to LNW that you will not use this website for any purpose that is unlawful or prohibited by these Terms of Use, including but not limited to attempting or actually (a) disrupting, impairing or otherwise interfering with the operation or integrity of the website or circumventing any website security system; (b) collecting any information about other users of the website; or (c) systematically extracting content or other information or data contained in the website to populate databases or other sites.

For more information about how LNW uses your personal information, please read our Privacy Notice.

Additional Terms

Severability. If any of the provisions of this Agreement are found or deemed by a court to be invalid or unenforceable, they shall be severable from the remainder of this Agreement and shall not cause the invalidity or unenforceability of the remainder of this Agreement.

Governing Law. You agree that your use of this website and any disputes relating to such use will be resolved exclusively in the state and federal courts of the State of Washington.

Ongoing Use and Acceptance. LNW reserves the right, at its discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Such changes, modifications, additions, or removals shall be effective immediately upon posting. Your continued use of the website following such changes will be conclusively deemed acceptance of any changes to these Terms of Use and at all times you are bound by the then-current version and by all applicable laws.

Termination of Use. LNW reserves the right, in its sole discretion, to restrict or terminate an individual’s access to this website, or any part(s) thereof, for any reason, without prior notice.

Contact Information. We welcome you to contact LNW regarding our services, policies and to let us know if you have any questions or concerns or complaints. You may reach us at hello@lnwadvisors.com.

Important Disclosure Information

Investments. All investments involve a level of risk, and past performance is not a guarantee of future investment results. The value of investments and the income derived from them can go down as well as up. Future returns are not guaranteed, and a loss of principal may occur. All investment performance can be affected by general economic conditions and the extent and timing of investor participation in both the equity and fixed income markets. Fees charged by LNW will reduce the net performance of the investment portfolio.